{"id":7697,"date":"2025-03-12T09:36:29","date_gmt":"2025-03-12T09:36:29","guid":{"rendered":"https:\/\/www.xolv.nl\/?post_type=nieuwsitem&#038;p=7697"},"modified":"2025-05-23T12:56:10","modified_gmt":"2025-05-23T12:56:10","slug":"several-solutions-to-get-full-limit","status":"publish","type":"nieuwsitem","link":"https:\/\/www.xolv.nl\/en\/nieuwsitem\/verschillende-oplossingen-om-volledige-limiet-te-krijgen\/","title":{"rendered":"Different solutions to get full limit"},"content":{"rendered":"<p>When the primary insurer provides insufficient limit on a debtor, a third party may provide additional - temporary or permanent - cover. Usually, this third party takes over the terms of the primary credit insurance.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-7698\" src=\"https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-1024x1024.jpg\" alt=\"top up limit\" width=\"600\" height=\"600\" srcset=\"https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-1024x1024.jpg 1024w, https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-300x300.jpg 300w, https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-150x150.jpg 150w, https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-768x768.jpg 768w, https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet-12x12.jpg 12w, https:\/\/www.xolv.nl\/wp-content\/uploads\/2025\/03\/Topup-Limiet.jpg 1080w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Several forms of top-up cover are possible.<\/p>\n<p>1. The primary insurer gives the option, under certain conditions, to still issue a top-up limit on top of the limit already issued by the credit insurer itself. In most cases, this is a maximum doubling of the primary limit. The additional premium is fixed and the limit is issued for a certain minimum period.<\/p>\n<p>The products of the 3 largest insurers are:<\/p>\n<ul>\n<li>Atradius - CapR<\/li>\n<li>Allianz Trade - Cap and Cap+<\/li>\n<li>Coface - Topliner.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>2. There are options to take out a policy with an external top-up insurer. Several options are conceivable here:<\/p>\n<ul>\n<li>Insurers offering cover - fully automatic - by following the primary insurer in case of limit shortfalls within your existing policy and doubling your current credit limits<\/li>\n<li>Insurers allowing more than double the primary limit<\/li>\n<li>Insurers issuing cover on debtors that the primary insurer refuses to issue, so-called 0-limits<\/li>\n<li>Insurers that accept Single Risks or can take a basket of debtors under cover.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><em>Would you like to know more about <a href=\"https:\/\/www.xolv.nl\/en\/credit-insurance\/\">credit insurance<\/a> or any of the above customised solutions? Then get in touch.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Sometimes an insurer approves a credit limit application only in part. However, many companies want the full credit limit covered. Especially for those companies, the Top Up policy has been introduced.<\/p>","protected":false},"featured_media":7699,"template":"","onderwerp":[18],"class_list":["post-7697","nieuwsitem","type-nieuwsitem","status-publish","has-post-thumbnail","hentry","onderwerp-kredietverzekering"],"_links":{"self":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem\/7697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem"}],"about":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/types\/nieuwsitem"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media\/7699"}],"wp:attachment":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media?parent=7697"}],"wp:term":[{"taxonomy":"onderwerp","embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/onderwerp?post=7697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}