{"id":7756,"date":"2025-05-06T13:35:27","date_gmt":"2025-05-06T13:35:27","guid":{"rendered":"https:\/\/www.xolv.nl\/?post_type=nieuwsitem&#038;p=7756"},"modified":"2026-03-03T15:56:41","modified_gmt":"2026-03-03T15:56:41","slug":"credit-information-is-indispensable-for-good-business-operations","status":"publish","type":"nieuwsitem","link":"https:\/\/www.xolv.nl\/en\/nieuwsitem\/kredietinformatie-is-onmisbaar-voor-een-goede-bedrijfsvoering\/","title":{"rendered":"Credit information is indispensable for good operations"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In addition to traditional credit reference agencies, today <a href=\"https:\/\/www.xolv.nl\/en\/credit-insurance\/\">credit insurers<\/a> company information, without the need for insurance. Because they have access to more data, think interim figures and company visits, their assessment is often more current and accurate. The continuous monitoring of companies makes this information channel extra valuable.<\/span><\/p>\n<h2>Screening prospects<\/h2>\n<p><span style=\"font-weight: 400;\">Increasingly, companies are pre-screening their prospect lists for <a href=\"https:\/\/www.xolv.nl\/en\/credit-information\/\">creditworthiness<\/a>. This avoids wasting time on unsuitable leads. If business does get done with less creditworthy parties, appropriate payment terms, such as prepayment, can be agreed in advance. Suppliers also play a crucial role. Credit problems on their side can cause major disruptions in the supply of raw materials and products. Monitoring their creditworthiness helps spot risks early.<\/span><\/p>\n<h2>How is your credit rating?<\/h2>\n<p><span style=\"font-weight: 400;\">It is also important not to lose sight of your own creditworthiness. Suppliers and credit insurers base their assessment on annual figures and payment behaviour, among other things. Timely filing and correct payment contribute to a positive assessment. Not submitting figures does not lead to the retention of an assessment; on the contrary, credit insurers want to be continuously informed about a company's financial health. Interim and preliminary figures can also play a role here. Even when figures are not as good, open communication pays off. A well-informed credit insurer is more willing to maintain or restore cover.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Xolv increasingly supports companies in improving their rating with credit insurers. We also help find the right parties to test and monitor creditworthiness of buyers, suppliers and prospects.<\/span><\/i><\/p>","protected":false},"excerpt":{"rendered":"<p>Sound business management starts with knowing who you are doing business with. Especially when you deliver on credit, it is crucial to know whether a buyer is able to pay. But credit information goes beyond payment behaviour. Understanding shareholders, directors, a company's lifespan, incidents and growth trajectories is just as important.<\/p>","protected":false},"featured_media":7757,"template":"","onderwerp":[22],"class_list":["post-7756","nieuwsitem","type-nieuwsitem","status-publish","has-post-thumbnail","hentry","onderwerp-kredietinformatie"],"_links":{"self":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem\/7756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem"}],"about":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/types\/nieuwsitem"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media\/7757"}],"wp:attachment":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media?parent=7756"}],"wp:term":[{"taxonomy":"onderwerp","embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/onderwerp?post=7756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}