{"id":8857,"date":"2026-05-28T12:02:19","date_gmt":"2026-05-28T12:02:19","guid":{"rendered":"https:\/\/www.xolv.nl\/?post_type=nieuwsitem&p=8857"},"modified":"2026-07-14T15:05:16","modified_gmt":"2026-07-14T15:05:16","slug":"the-sharper-the-better","status":"publish","type":"nieuwsitem","link":"https:\/\/www.xolv.nl\/en\/nieuwsitem\/hoe-scherper-hoe-beter\/","title":{"rendered":"The sharper, the better"},"content":{"rendered":"

Allianz Trade expects business failures to rise. Sectors such as construction, metals, chemicals, transport, retail and manufacturing remain particularly vulnerable. The picture is not reassuring in the Netherlands either: after a temporary decline, bankruptcies are expected to rise again. In practice, this is reflected in longer payment terms, more discussions about invoices and customers who simply pay later. That directly affects your liquidity and can slow down your growth plans.<\/span><\/p>\n

Protection?<\/h2>\n

What is now becoming particularly important is how you manage risks in your accounts receivable portfolio. Many companies are seeing credit insurance<\/a> It is still primarily seen as protection against non-payment, but in practice it goes beyond that. One aspect that is often underestimated is the debt recovery process associated with it. As soon as a customer fails to pay, in most cases the credit insurer also takes over the debt collection process. This gives you access to international debt collection networks, legal expertise and swift follow-up, often at an early stage. It is precisely this speed that prevents an outstanding invoice from escalating further.<\/span><\/p>\n

Result<\/h2>\n

Yet not every claim is insured. Think of amounts above the credit limit, excluded debtors or older outstanding items. It is precisely with these types of unsecured claims that it is important to act quickly and purposefully. That is also where the scope lies to choose which collection partner you work with. By working with specialised parties, you can decide which approach will yield the most results per file, without unnecessarily jeopardising the customer relationship.<\/span><\/p>\n

Create space<\/h2>\n

In short, a reactive approach is sufficient debtor management<\/a> So no more of that. If you wait months for an outstanding invoice to be paid, you\u2019re simply reacting too late. Effective credit management starts earlier, with an understanding of credit risks, clear agreements, timely identification of issues and strict monitoring of due dates. And if payment is not forthcoming, you must be able to escalate the matter quickly. At a time when the risk of insolvency remains structurally higher, professional credit management is increasingly becoming a strategic part of doing business. It\u2019s not just about limiting losses, but rather about protecting your cash flow and creating scope to continue growing.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

Allianz Trade's recent Global Insolvency Outlook 2026-2027 report leaves little room for doubt: the number of insolvencies worldwide will continue to rise in 2026. Geopolitical tensions, persistent inflation, higher energy prices and pressure on margins mean that companies increasingly face payment problems from customers and suppliers. For entrepreneurs, this means one thing above all: cash flow and working capital are becoming more important than ever.<\/p>","protected":false},"featured_media":8855,"template":"","onderwerp":[18],"class_list":["post-8857","nieuwsitem","type-nieuwsitem","status-publish","has-post-thumbnail","hentry","onderwerp-kredietverzekering"],"_links":{"self":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem\/8857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem"}],"about":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/types\/nieuwsitem"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media\/8855"}],"wp:attachment":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media?parent=8857"}],"wp:term":[{"taxonomy":"onderwerp","embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/onderwerp?post=8857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}