{"id":8883,"date":"2026-09-03T09:51:09","date_gmt":"2026-09-03T09:51:09","guid":{"rendered":"https:\/\/www.xolv.nl\/?post_type=nieuwsitem&p=8883"},"modified":"2026-09-03T10:28:27","modified_gmt":"2026-09-03T10:28:27","slug":"protect-manage-release","status":"publish","type":"nieuwsitem","link":"https:\/\/www.xolv.nl\/en\/nieuwsitem\/beschermen-beheersen-vrijmaken\/","title":{"rendered":"Protect, manage, free up"},"content":{"rendered":"

Let\u2019s look at an example. A company generates twenty million euros in turnover. The average payment term is seventy-five days. This means it has just over four million euros outstanding from customers \u2013 money that has already been earned but is not yet in the bank. As turnover grows, that amount increases further. The question is not only whether those receivables are covered by credit insurance, but also why you would wait for money you have already earned. Factoring offers a solution to this, as it provides liquidity. Credit insurance and factoring are still often seen as two separate solutions. That makes sense, but it is precisely the combination of the two that is of interest.\u00a0<\/span><\/p>\n

Three steps<\/h2>\n

This combination involves three steps. Credit insurance provides protection and limits the risk of non-paying customers. Credit management offers continuous insight into the quality of your debtors. Up-to-date information is essential for making timely adjustments. It ensures control. Factoring frees up cash. It converts outstanding invoices into liquidity more quickly and provides greater financial flexibility.\u00a0<\/span><\/p>\n

Protect, manage, free up<\/h2>\n

These three steps (protecting, managing and freeing up) result in lower risk, more cash and greater financing scope. For greater commercial freedom. Debtors are not just your customers; they represent turnover, credit risk and capital. The trick is to strike a balance between these three.\u00a0<\/span><\/p>\n

Would you like to know how this works for your business? Please feel free to get in touch with your Xolv adviser.<\/span><\/i><\/p>","protected":false},"excerpt":{"rendered":"

Your customers pay a certain number of days after you send your invoice. Your business costs continue to mount up. As your turnover grows \u2013 which is good news, of course \u2013 so does your accounts receivable portfolio. This automatically increases the amount you are effectively pre-financing, with the risk that a customer might pay late or not at all\u2026 <\/p>","protected":false},"featured_media":2638,"template":"","onderwerp":[],"class_list":["post-8883","nieuwsitem","type-nieuwsitem","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem\/8883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/nieuwsitem"}],"about":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/types\/nieuwsitem"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media\/2638"}],"wp:attachment":[{"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/media?parent=8883"}],"wp:term":[{"taxonomy":"onderwerp","embeddable":true,"href":"https:\/\/www.xolv.nl\/en\/wp-json\/wp\/v2\/onderwerp?post=8883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}