Xolv invests in Risk Analysts who support our clients and help them understand your credit and trade risks. Together, we map out where opportunities lie and where bottlenecks arise. We analyse not only figures, but also the market, your customers' behaviour and their financial position. On that basis, in consultation with insurers, we look for solutions that fit your business strategy. Sometimes this means applying for extra limits, but in other cases we recommend Top-Up insurance: an extra layer of security on top of your existing policy.
Customer case
A good example is one of our customers who had been doing business with a reliable debtor for years. When the market in the buyer's country came under pressure, results temporarily deteriorated. The insurer then decided to reduce the cover, just when the cooperation was picking up again. Thanks to the Top-Up policy taken out earlier, we were able to adjust quickly. We agreed with the debtor where limits could be lowered and where additional cover was needed. The result: sufficient credit space, continuity in deliveries and a customer relationship that was maintained.
That is exactly where Xolv's strength lies. By actively thinking with you and acting in a timely manner, we ensure that you do not stand still due to restrictive credit decisions, but can instead continue to grow.