Credit insurance as a preventive measure

Published on 28/05/2026

Van de Vin Ramen en Kozijnen B.V. is a real Brabant family business. Frans van de Vin founded his carpentry business in 1960 and now the third generation is at the helm. Frans was a craftsman, he tackled all sorts of things. Construction carpentry, but also interior panelling and furniture. When sons Anton and Mathee joined the company in the 1980s, the focus shifted to producing window frames. A good choice! Because it led to growth, which is now managed by the third generation. 

The company now employs some 100 people, three quarters of whom work in the production hall and the others are in the office. So does Business Controller Bas van den Broek, who joined the company six years ago. Bas: “I do not belong to the family, but I already knew the company because I live nearby. We supply our products mainly for larger project construction, and we like to work with regular chain partners. You have to imagine that we make window frames for projects ranging from ten to two hundred houses, both in new construction and also in renovation. We are constantly thinking of the best solutions at the best price. This benefits not only our customers and their clients, but also the ultimate users and occupants. We really are a family business with short lines of communication, a flat organisation and an informal atmosphere. In our production, we work four days a week, nine hours a day. The great thing about that is that everyone has an extra day to enjoy their free time. That is much appreciated. Our Wall of Fame is well filled: many colleagues have been employed here for a long time.” 

Preventive

Bas: “De bouwsector kreeg in 2008 en 2009 zware klappen te verwerken. De tweede generatie, die destijds aan het roer stond, besloot toen om onze klanten te gaan verzekeren. Zo’n twee jaar geleden kwamen we in contact met Xolv en het eerste gesprek voelde meteen goed. Er was direct een klik, vooral door de betrokkenheid van Xolv en de tijd die werd genomen. Dat gevoel is nooit veranderd. Xolv begrijpt echt wat er speelt bij mkb-bedrijven en ook qua werkwijze lijken we op elkaar.  Snel reageren en schakelen, flexibel werken en betrokken zijn. We verzekeren al onze klanten en we zien credit insurance vooral als een preventieve maatregel. In de laatste vijftien jaar hebben we er misschien maar een of twee keer gebruik van hoeven maken. Toch ‘kopen’ we die zekerheid graag, omdat het bij onze klanten al snel om grote bedragen gaat.”

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