credit insurance

risk analyst

Opportunities and bottlenecks

As an entrepreneur, you want to be able to grow without worrying about uncovered risks. Yet sometimes you find that your insurer becomes more cautious just when you need more cover. That's where Xolv's Risk Underwriter comes in: someone who really understands your situation and makes sure you keep the right room to do business.

Published on 07/10/2025

calendar

Tight rules, but still space

You use credit insurance to protect yourself against the risk of non-payment. This offers peace of mind and security, but it also comes with clear obligations. One of the most important ones is the collection procedure. As soon as a customer does not pay within the agreed period, the claim must be transferred to the credit insurer in time.

Published on 07/10/2025

Pot of money

Banks recapture ground on SME finance, but what's the whole story?

Recently, the Financial Dagblad headlined that traditional banks are regaining market share in SME lending. A development that at first sight may seem surprising after years of steady rise of alternative financiers. The figures, including from the Stichting MKB Financiering, confirm this picture: especially in the segment of loans up to one million euros, the banks' share has grown again.

Published on 02/09/2025

Across all continents and oceans  

Orbis Risk Partners navigates the world of maritime transport as a specialist insurance broker and risk advisor. Together with its clients, Orbis Risk Partners analyses risks to determine a strategy and manage it effectively. Frederik de Preter, Managing Director, co-founder of Orbis Risk Partners: "Our clients include owners of cargo, ships, barges and transport containers. They operate in a challenging market and have mobile assets. In short, we support them in terms of risk management. So they can focus on their deals and local trade in a constantly changing market."   

Published on 16/06/2025

Sun

Summer weather, but will the sun keep shining?

After months of hard work, it is finally time to take a breather. For many entrepreneurs, the summer period means a time of rest and recovery. Yet it is not always easy to let go of work completely. And with good reason: it is precisely during these months that the financial risks for companies often increase significantly.

Published on 02/06/2025

Reclaim VAT

Important change for Belgian credit insurers: VAT refund in case of bankruptcy disappears from 1 January 2025

From 1 January 2025, new regulations will come into force in Belgium that will directly affect companies with credit insurance. Whereas until now it was possible to reclaim VAT after a customer's insolvency, this will soon come to an end. This change will impact both Belgian companies and Dutch principal insured companies with Belgian branches under a group policy.

Published on 06/05/2025

Economic uncertainty

Economic uncertainty and the liquidity position of companies

The world is currently in turbulent times. Conflicts in the Middle East and Ukraine continue, while in the United States a president is in power who is restructuring international trade based on his own vision of economic justice. The result is a global economy under pressure, in which uncertainty seems to be the rule rather than the exception. This instability has a direct impact on business, especially on the liquidity position of companies.

Published on 09/04/2025

Lifebuoy

Protect your business with credit insurance: security in uncertain times

For any entrepreneur, control over financial management is not a luxury, but an absolute necessity. You deliver products or services with confidence in the agreements you make, but what happens when a customer does not fulfil his payment obligations? Or when that same customer unexpectedly goes bankrupt? In such situations, credit insurance provides an effective safety net, not only protecting your company from direct financial loss, but also structurally better prepared for unforeseen circumstances.

Published on 09/04/2025

Insight and protection 

International trade brings opportunities, but also challenges. One of the big risks you face is currency risk. Fluctuations in exchange rates can significantly affect your profit margins. In addition, external factors such as political events, economic instability or legal measures in your trading partner's country can delay or even block payment of invoices. 

Published on 17/03/2025

Different solutions to get full limit

Sometimes an insurer approves a credit limit application only in part. However, many companies want the full credit limit covered. Especially for those companies, the Top Up policy has been introduced.

Published on 12/03/2025