credit insurance

In practice, it appears that Dutch entrepreneurs are often not or not sufficiently aware of the consequences of a bankruptcy pauliana when delivering to Germany. The German trustee can reclaim already paid turnover under the so-called ' Insolvenzanfechtung '.

It will not be the first time that a company collapses in the months when it pays holiday pay and remits payroll tax on it. The cash deficit has then grown too far, partly due to non-paying customers. How can you arm yourself?

It may happen that your supplier does not get coverage on your business and asks you to pay for the delivery in advance. However, you want to keep your working capital available to conduct other business. What specifically is possible in this situation?

If a German trustee reclaims payments, it will hereby indicate that it is annulling the payments under the so-called "Insolvenzanfechtung". This is called a bankruptcy pauliana in Dutch. Dutch entrepreneurs are often unfamiliar with this.

Every business owner experiences it from time to time. The debtor has a complaint about the price or quality of the product or service, and does not pay the invoice. In practice, it is often a source of annoyance, partly because procedures in this regard are not well established and it is not clear who is responsible for what.

The accounting rules introduced in 2018 under IFRS 9 aim, among other things, for companies to reflect their debtor risks in the balance sheet more accurately and transparently than ever before. To achieve this, companies have had to move from an 'actual incurred loss' model to the 'expected loss' model. Quite a challenge!

Do you recognise this? As a supplier, you want to supply goods or services, which in terms of size and duration are not covered (or limited) by your regular credit insurance. In such cases, for some time now there have been excellent solutions on the market to still cover your risks: project-based credit insurance. We explain two possibilities.

The majority of trade with foreign countries takes place with neighbouring countries within the EU. But there are also huge opportunities outside the EU, although these opportunities also come with risks. How can you best prepare for this?