other solutions

The market of guarantees has developed into a mature market in recent years. Before the financial crisis, apart from banks, only a few other parties dominated this branch. This is in contrast to recent years where many providers entered this market. In this article, we explain 6 things to consider when choosing a guarantee provider.

Borrowing money without going through a bank? It is becoming increasingly common, thanks in part to Direct Lending. This is the direct granting of loans to businesses by a lender, without the intervention of the bank or other parties. In this article, we will tell you exactly what this form of financing entails and its advantages.

The SME Credit Guarantee Scheme (BMKB) is no longer only available through traditional major banks. Alternative financiers can also provide this credit, which also provides for a special coronary arrangement. In this blog, we tell you why this is good news.

You may need to issue a guarantee or surety to customers, both in the public and private sectors. The market for these financial guarantees has changed considerably in recent years. Whereas in the past - with one exception - bank guarantees were almost immediately discussed, nowadays more and more other parties are entering the market. This mainly involves insurers. And that offers opportunities.

Completely unexpectedly, it was announced in mid-March that Funding Circle was withdrawing from the Dutch and German markets with immediate effect. Most employees will be laid off, the current loans will still be dealt with and then the adventure will be over. Funding Circle was - by its own admission - the largest provider of alternative finance in the Dutch market, with a total amount lent of EUR 220 million.

General terms and conditions. Every business should have them. But how can you make sure your terms and conditions always apply? That was what lawyer Marco Goyaerts talked about during the workshop "How do I get more return from my credit insurance?" that we held at our office for our Atradius relations at the end of October. Marco is co-owner of GoyaertsDeBoer Advocaten, with whom we share our premises. For anyone who did not attend or wants to read it back at leisure, we list Marco's key messages in this article.

Spotcap is a relatively new provider of business lending in the Dutch market. Time for an introduction to this company through six questions to Ferhat Oztürk, Partner Account Manager of Spotcap.

Sometimes your customers' invoices remain unpaid. In most cases, the VAT charged on these invoices has already been neatly advanced by you to your friends at the Tax Office. But how do you deal with this VAT when it turns out that the invoice will no longer be paid at all by your customer?

As an entrepreneur, you want your business to run as smoothly as possible with sufficient available working capital, as little risk as possible and, of course, a nice profit. Not only is it important to have your business affairs in order, but it is equally important to safeguard your private assets. In this context, Xolv has been working with Valyoux Family Office for several years.