Cash of crash!
Je levert een product of dienst, stuurt een factuur en wacht op betaling. Klinkt simpel, maar in de praktijk komt dat geld vaak te laat binnen, of zelfs helemaal niet. Zonder goed debiteurenbeheer komt je cashflow onder druk te staan, en een onderneming die geen geld binnenkrijgt, kan nauwelijks groeien. Goed debiteurenbeheer is dus geen administratieve bijzaak, het is essentieel om te kunnen ondernemen.
Dutch business in a European perspective
Dutch business is in the midst of a challenging economic environment. Companies face rising costs, increasing regulations and a tight labour market. It is becoming increasingly difficult for entrepreneurs to strike a balance between remaining competitive and growing healthily.
Cruciaal keerpunt financieringsmarkt
De afgelopen twee jaar hebben een cruciaal keerpunt gemarkeerd in de financieringsmarkt. Na een periode van terughoudendheid laten de Nederlandse grootbanken weer een hernieuwde groei in hun zakelijke kredietverlening zien. Deze groei gaat echter hand in hand met een fundamentele verandering in rol en selectiviteit.
Opportunities and bottlenecks
As an entrepreneur, you want to be able to grow without worrying about uncovered risks. Yet sometimes you find that your insurer becomes more cautious just when you need more cover. That's where Xolv's Risk Underwriter comes in: someone who really understands your situation and makes sure you keep the right room to do business.
Tight rules, but still space
You use credit insurance to protect yourself against the risk of non-payment. This offers peace of mind and security, but it also comes with clear obligations. One of the most important ones is the collection procedure. As soon as a customer does not pay within the agreed period, the claim must be transferred to the credit insurer in time.
From old to cloud
What used to take days can now be settled in minutes. Smart software allows you to manage your credit insurance policy not only more effectively, but also more efficiently. Dashboards allow you to steer much better and react faster to changing circumstances. No more loose Excel files that still often cause surprises. Because where was that document stored again? And why is this tab here?
Why would you want a middleman?
What is the role of an intermediary, also known as a broker or intermediary, in credit insurance? After all, you take out a contract with a credit insurer, apply for limits there and also file claims there. Easy right? If only it were that easy. An intermediary makes the difference between being dissatisfied or satisfied with credit insurance. In fact, it starts even before you take out a policy.
Banks recapture ground on SME finance, but what's the whole story?
Recently, the Financial Dagblad headlined that traditional banks are regaining market share in SME lending. A development that at first sight may seem surprising after years of steady rise of alternative financiers. The figures, including from the Stichting MKB Financiering, confirm this picture: especially in the segment of loans up to one million euros, the banks' share has grown again.
Trade challenges in the modern steel industry
Jan Wiebe Ottink has been active in the metal and aluminium sector for more than 40 years. His career once started at Koninklijke Hoogovens, now Tata Steel, but after years of working for big companies, he decided to change tack. "I was fed up and wanted to start for myself. Just then, I was approached by a persistent headhunter. Two days later, I was sitting at the table with an Englishman who would subsequently be my boss at Amari for 23 years."
How US politics and trade war are shaking up the currency market
In 2025, the euro-dollar exchange rate has taken a remarkable turn. While economists initially expected a decline in the euro against the dollar due to the escalating trade war, the opposite has happened: the euro has risen by almost 10% against the dollar this year. This unexpected move is the result of an interplay of monetary, political and geopolitical factors, with US politics and Federal Reserve (Fed) policy in particular playing a central role.