Give all your customers some extra attention
Loyal customers often form the backbone of a business. They ensure continuity, predictable turnover and long-term business relationships. It is precisely for this reason that a sense of trust often develops, meaning that these customers’ payment behaviour is monitored less closely. This is understandable, but unfortunately it is not without risk.
“We’ll keep on being adventurous”
Jeroen Haans has been working as a Senior Account Manager at Xolv since May. He is responsible for account management and the development of sales activities. A well-considered career move, Jeroen previously worked for a credit insurer, amongst other roles. One of the things he missed was being able to engage with companies at an earlier stage. Thanks to his previous role, Jeroen was already familiar with Xolv. Jeroen: “I knew I’d be in good hands, with really nice people who also have their offices in a beautiful location in Vught. Choosing Xolv was a very deliberate decision.”
No half-baked answers
Triple F is a leading partner for freight transport by land, sea and air, specialising in the transport of large volumes of freight – from paper to metal and many other materials. The company is committed to building strong relationships with its customers, based on trust and transparency. And these are not just empty words. Remco van Anraat, finance manager: “We’ve been in business for twenty-one years now; I’ve been working at Triple F for twenty years myself. We know the international transport market inside out.”
Credit insurance as a preventive measure
Van de Vin Ramen en Kozijnen B.V. is a real Brabant family business. Frans van de Vin founded his carpentry business in 1960 and now the third generation is at the helm. Frans was a craftsman, he tackled all sorts of things. Construction carpentry, but also interior panelling and furniture. When sons Anton and Mathee joined the company in the 1980s, the focus shifted to producing window frames. A good choice! Because it led to growth, which is now managed by the third generation.
Prevent, signal and resolve!
You know it by now: economic realities remain uncertain for the time being. As a result, many entrepreneurs are experiencing more pressure on their business. And remarkably, you rarely see this reflected first in sales. It usually starts somewhere else: in your cash flow. No matter how healthy your company may be on paper, if payments arrive later, or worse: are not forthcoming, continuity is immediately under pressure. How do you keep a grip on your cash flows?
The sharper, the better
Allianz Trade's recent Global Insolvency Outlook 2026-2027 report leaves little room for doubt: the number of insolvencies worldwide will continue to rise in 2026. Geopolitical tensions, persistent inflation, higher energy prices and pressure on margins mean that companies increasingly face payment problems from customers and suppliers. For entrepreneurs, this means one thing above all: cash flow and working capital are becoming more important than ever.
Business risks increase due to Middle East crisis
The ongoing crisis in the Middle East is creating growing economic uncertainty and increasing pressure on the global economy, according to both Allianz Trade and Atradius. Both credit insurers warn of higher costs, disruptions to trade and a rising number of business failures, but put different emphases in their analyses.
Unrest need not inhibit
The world is more unsettled than ever. Geopolitical tensions, trade uncertainty, unstable markets and the rise of AI, they are rapidly changing the playing field for entrepreneurs. As neighbours in the same office building, Lingedael Corporate Finance and Xolv see daily how this affects entrepreneurs. We can each help them in our own way. Rob Olfers, partner Lingedael Corporate Finance: “With good insight and a clear strategy, you can better determine whether this is the time to sell or rather to make strategic adjustments and build value.”
Do you function as a banker for your customers?
Often the focus of entrepreneurs is on sales and margin. These are, of course, engines of growth. But often the fuel, liquidity, is still overlooked. In the current economic climate, we see a worrying trend: payment delays are increasing, and this has an impact on business continuity. So your accounts receivable management, and specifically Days Sales Outstanding (DSO), is no longer just an administrative KPI, but a strategic tool for survival and growth.
Credit and political risk in a divided world
In an increasingly divided global economy, credit and political risks have become very important for companies, banks and investors. Tensions between countries, changes in supply chains, sanctions, new regulations and problems in governments do not occur occasionally, but are now a regular part of reality. In this context, it is essential for organisations to find ways to deal with uncertainty without abandoning their international ambitions. Xolv asked Edward Nicholson, Managing Partner Credit and Political Risk at our sister company SRG, how to protect your business and continue to make strategic choices.