What is working capital and why is it important?
Working capital is an important topic in the financial world, especially for companies striving for growth and stability. But what exactly does it mean and why is it so important? In this article, we dive deeper into the definition of working capital and the role it plays in a company's financial management.
Basel 4 has substantial impact on lending to companies
Since the 2008 credit crisis, European national banks have decided to take stricter measures to prevent banks from getting into financial trouble. This means that for every euro of credit they grant, banks must hold a certain percentage of capital. This is laid down in the Basel Accords. Below is a clear explanation from the Dutch Banking Association on the final piece: the Basel 4 accord.
Unimpeded business with new financing structure
Dstrezzed is a menswear brand targeting the modern adventurous man who values comfort and quality. The company was founded more than a decade ago by Eric Aarden, and now his son Teun also joins the company. They are supported by a strong management team.
PolisManager: save costs and simplify your credit insurance
With PolisManager, your credit insurance is managed more efficiently, resulting in significant time and cost savings. Moreover, you work accurately and error-free. After you have taken the first step towards optimal credit management with credit insurance, PolisManager will help you do so even more effectively.
The relationship between funding and the level of credit limits
Business owners who have flexible debtor financing based on their debtor portfolio often also have credit insurance for those same debtors.
State of our economy
There are clear differences in the various Dutch regions. Whereas Rabobank assumes that the overall Dutch economy will grow 0.6 per cent this year, there are clear differences in the various Dutch regions.
Help! My limit application has been rejected (or only partially approved)
Don't panic! Applying for a credit enhancement, possibly with additional Top-Up cover, takes you through four steps:
Fifteen years of Xolv in a nutshell
Last July marked Xolv's 15th anniversary. We started in 2009 in the middle of one of the most intense economic crises of all time. But right then, we were able to help many companies get through this crisis. By optimising debtor management, arranging much-needed financing and minimising debtor risks with good credit insurance.
Watch and learn
It's that time again: our regular webinars on 'The ins and outs of credit insurance' are just around the corner! Whether you are a seasoned professional or just starting out on this topic, attending a session offers you the chance to refresh your knowledge and gain new insights.
Lifting of pledge ban
Early this year, we already wrote once about the impending ban on pledge bans. Then, thankfully, there has been serious movement on this issue. Let's refresh our memory first!