Fifteen years of Xolv in a nutshell
Last July marked Xolv's 15th anniversary. We started in 2009 in the middle of one of the most intense economic crises of all time. But right then, we were able to help many companies get through this crisis. By optimising debtor management, arranging much-needed financing and minimising debtor risks with good credit insurance.
Watch and learn
It's that time again: our regular webinars on 'The ins and outs of credit insurance' are just around the corner! Whether you are a seasoned professional or just starting out on this topic, attending a session offers you the chance to refresh your knowledge and gain new insights.
Lifting of pledge ban
Early this year, we already wrote once about the impending ban on pledge bans. Then, thankfully, there has been serious movement on this issue. Let's refresh our memory first!
Financing and the importance of a good adviser
In today's times, the average entrepreneur has enough on his or her mind. Aftermath of the corona era, the war in Ukraine resulting in sharply increased energy and raw material costs. Not to mention the uncertainty of how the new cabinet's plans will affect business. Here, we almost forget the tightening labour market and sharply increased personnel costs. And then you also have to make sure your business is or stays well-financed.
The X factor: it's there... or not
If you work somewhere, you better make sure you have fun. That you are doing something that energises you, with people around you who also energise you. Working life is too long to get out of bed with lead in your shoes and drag yourself to the office. If you now think 'oh, but that doesn't matter, I never really feel like working, but I have to', then you probably don't belong here.
Go into the holiday season well prepared
Summer liquidity problems are a given every year, and this is certainly true this year too. Just think of rising prices, the tight labour market and the prevailing geopolitical uncertainty worldwide and the high number of bankruptcies, among others. Especially in the summer months, companies run into liquidity problems. Holiday pay and payroll taxes on these can make the cash shortage mount, partly due to non-paying customers.
Ten tips for effective dunning
Dunning firmly and correctly - that, in a nutshell, is what effectively dunning your non- or late-paying customer comes down to. If you take these tips to heart, chances are you will get it right. Are you still not getting a response after applying these tips? Then you are probably not the only duped person waiting for their money. Debt collection is then the next step.
Risk profile can change rapidly
Rik Broekman, Head of Commercial Atradius Credit Insurance Netherlands, is quite clear: many entrepreneurs will continue to be positive about the developments of their businesses in the second quarter of 2024. Despite continuing high costs, falling sales and the ever-increasing impact of geopolitical developments, most sectors in the Netherlands are still doing well. Nevertheless, several industries are also suffering from challenges.
How is the Dutch economy doing?
Reading the news, you sometimes get depressed about the many negative reports. Especially when it comes to the economy. Numerous doomsday scenarios pass by, but how are things really going?
Financing and the importance of a good adviser
In today's times, the average entrepreneur has enough on his or her mind. Aftermath of the corona era, the war in Ukraine resulting in sharply increased energy and raw material costs. Not to mention the uncertainty of what the impact on business will be of the new cabinet's plans (if we can even call it that). To this, we almost forget the labour market tightness and sharply increased personnel costs. And then you also have to make sure your business is or stays well-financed.