About Xolv

Being an entrepreneur means seizing opportunities, but also managing risks. Especially when it comes to credit risks and working capital financing, it is important to have a partner alongside you who looks beyond the figures. A partner who thinks with you, unburdens you and ensures that you can do business with confidence.

Dutch business is in the midst of a challenging economic environment. Companies face rising costs, increasing regulations and a tight labour market. It is becoming increasingly difficult for entrepreneurs to strike a balance between remaining competitive and growing healthily.

What is the role of an intermediary, also known as a broker or intermediary, in credit insurance? After all, you take out a contract with a credit insurer, apply for limits there and also file claims there. Easy right? If only it were that easy. An intermediary makes the difference between being dissatisfied or satisfied with credit insurance. In fact, it starts even before you take out a policy.

Doing business across borders requires more than just ambition. It requires an understanding of local markets, strong relationships and a solid strategy to manage risk. By joining a global network of carefully selected partners, we have access to in-depth market knowledge and a wide range of solutions. This enables us to support entrepreneurs even better, wherever you operate or want to operate. Perhaps you want to enter new markets or expand your existing trade. Either way, local insight and international clout are indispensable. 

It's all about the click. But there is more, of course. The click has to be good, but without expertise, you won't get anywhere either. And we haven't even mentioned unburdening customers. But often it starts with the click. Even if you decide to switch jobs. If you give up something for something new, it has to feel right. Emine can only endorse that. 

A good partnership is all about trust. And about good services and service at the right prices, of course. But above all it is about trust. If you engage a broker, you want to be sure that no deals are being done behind your back. To put it bluntly. And we understand that like no other. As entrepreneurs, we too are always looking for parties we can trust. Who are transparent, who let us do business freely. That is precisely why we want to be very transparent about our working methods. And we cannot emphasise that enough.

Business fraud and scams are on the rise. 51% of companies experienced it last 2 years. 66% indicate that this is more than in previous years. This is according to research by Allianz and Hoffman Bedrijfsrecherche, among Dutch and Belgian companies. Cybercrime is clearly on the rise, but by far the majority of fraud and scams take place in traditional ways. With at number 1: own employees embezzling money or products or submitting false declarations.

Jeroen Ottevanger, managing director/partner at Xolv - After my 20-year career at credit insurer Atradius, I decided to start for myself after the last four years as deputy managing director. With nothing, just a desk and a phone, I managed to build a nice portfolio in a year and a half. I had just lost a pitch for working as a one-pounder when Paul and Erik bumped into me at a New Year's reception. To make a long story short, we decided to join forces and I became employee number four at Xolv. That was nine years ago.

A while back, Xolv conducted a customer satisfaction survey among its relations. We are proud to say that they rated Xolv with an 8.2. Relations particularly appreciate the service in the field of credit limits and buyer information. That is our speciality. We invest in Risk analysts who support our relations in optimising coverage on their buyers, but also provide extensive information if a buyer's creditworthiness turns out to be not so good. We also analyse debtor portfolios so that trends can be detected quickly.

In 2021, Xolv became part of the Ecclesia Group. This was a strategic choice of the shareholders. Especially in the insurance market, but also in the financial sector, a huge consolidation drive is taking place. In order to serve customers optimally and offer the best conditions, scale is needed. In this article, we explain why we are proud to be part of such a leading, international organisation and what the advantages are for you as a customer.